Senior Officer - New Origination

Dubai Islamic Bank

  • دبي
  • دائم
  • دوام كامل
  • قبل 20 يوم
Job Description
  • Process payments, transactions and cases in system within the agreed SLA and in line with approved authority matrix
  • To review New Origination cases for ensuring completeness and accuracy as per checklists and process
  • Update, modify case status and payment details in system / MIS as per process
  • To process the payments within TAT as per the agreed without accruing any delay charges
  • Ensure that proper approvals for deviation are provided to avoid audit issues
  • Prepare / review to ensure completeness of documentation related to Transfers, NOC, Mortgage Registration and Buyout etc.
  • Assist in Continuous enhancement of process with introduction of control measures and ultimately implementation to provide better service
  • Verify the completeness and accuracy of daily MC reports (on Hand / in Transit / released / cancelled)
  • Ensure the GLs pertaining to Manager's Cheque issuance are accurately zeroized
  • Review and resolve outstanding entries in GLs related to New Origination
  • Effectively communicate with Credit / Sales / Business Development / Service departments to ensure high levels of quality by observing agreed TAT / SLA
  • Initiate accurate and timely reporting in eGRC across all 4 quadrants and ensure that all eligible cases are logged and closed in eGRC as per agreed timelines
  • To prepare weekly / biweekly / monthly reports and the required MIS reports for management reporting.
  • Assist the unit in Identification of risk areas and introduction of proper controls
  • Assist the unit in initiatives to automate process so that manual intervention is reduced
  • Participate in projects, initiatives and perform effective UATs including coordination with relevant departments for project related meetings / documentations / follow up / reporting etc.
Competencies/SkillsTechnical Competencies
  • Account Balancing and Reconciliation
  • Bank Systems Knowledge
  • Banking Products, Services and Operations Knowledge
  • Home Finance Commercial Terms
  • Home Finance Documentation
  • MIS Generation and Analytics
  • Operational Risk Management
  • Regulatory and Compliance Knowledge
  • Sharia Principles of Islamic Finance
Behavioral Competencies
  • Act with Ownership
  • Empower to Decide
  • Engage the Customer
  • Maintain Transparency & Communicate to Share
  • Share Knowledge & Work as One

Dubai Islamic Bank

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