Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued.About the business areaGBS is a group of highly skilled and talented professionals who form an essential part of ADCB's continued journey of success. With a proud history of commitment, innovation and delivery, GBS constantly strives for excellence whilst ensuring the highest standards of quality and risk awareness. Each and every member of the GBS family plays an integral role in driving ADCB's strategy, growth and digital evolution by working closely with our valued business partners to achieve exceptional customer experience through our outstanding service and support.We are actively seeking an ambitious professional to join our team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.In this role, your key responsibilities include:
Input facility structure, limits, collaterals, pricing, terms and conditions and covenants of approved credit applications and supporting documentation; carry out set up disbursement processing to ensure operational risks are mitigated in the process
Liaise with Small and Medium Enterprises (SME) Business/SME Credit/Legal during the process of preparation or vetting in order to clarify and resolve any ambiguity relating to documentation or other concerns
Process/input core Banking system maintenance, either as a maker or checker, to ensure processing/delivery/reporting complies with agreed Service Level Agreements (SLAs)
Escalate system gaps and system downtime which impacts limit and collateral management/ reports to ensure that remedial technology support and solutions are obtained
Review approved credit facilities and prepare required facility, security/charge documents to ensure accordance with the stipulated terms and conditions to protect the Bank against the risk of default on onward submission to business
Receive the 'executed' security documents from business and conduct vetting of the legal aspects to ensure that Bank's security documents are in line with the approved terms and conditions and are complete, valid and enforceable
Provide documentation clearance to Credit Control and hand over all original 'executed' security documents to custodian officers in order to update the Bank's systems for subsequent monitoring and follow up
Adhere to all relevant organisational and departmental policies, processes, standard operating procedures and instructions so that work is carried out to the required standard and in a consistent manner while delivering the required standard of service to customers and stakeholders
Manage self in line with the Bank's people management policies, procedures, processes and practices to ensure adherence and to maximise own contribution to business performance
Demonstrate Our Promise and apply the ADCB Service Standards to deliver the Bank's required levels of service in all internal and external customer interactions
The ideal candidate should have the following experience:
At least 3 years of experience in Banking, Finance, Business or Accounting
Bachelor's Degree in Banking, Finance, Business or Accounting
What we offer:Competitive Salary: Additionally, all employees are eligible to participate in one of our rewarding variable pay plans.Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).Flexible and Remote Working Options: We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.Learning and Development Opportunities: We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-Learning catalog, on-the-job training and professional development programs.At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.Job DetailsJob Location:Abu Dhabi, AEEmployment Status: Fixed Term (3 years)
