Manager - Core Banking Assets Products Technologies (UAE National)

Dubai Islamic Bank

  • الإمارات
  • دائم
  • دوام كامل
  • قبل 6 أيام
Job DescriptionThis role will lead the strategic planning, development, and management of all aspects of Temenos Core banking lending (assets) products framework * Responsible for Asset product configurations in Temenos Transact/T24 system and activities such as End-to-end setup of lending products in Temenos Transact (T24) using AA (Arrangement Architecture). Configure loan types (Term Loans, Revolving Credit, Syndicated Loans, Islamic Murabaha/Ijara). Define product conditions (interest rates, fees, repayment schedules, prepayment penalties). Implement collateral management (pledges, liens, LTV ratios)
  • Responsible for Loan Lifecycle management in Temenos Transact/T24 system, Origination to Closure: Configure workflows for loan disbursement, servicing, restructuring, and write-offs. Amortization & Accruals: Set up PRINCIPAL/INTEREST accounting (straight-line, declining balance). Delinquency Management: Define NPA (Non-Performing Asset) workflows and provisioning rules (IFRS9).
  • Expert in Temenos Transact/T24 Lending Modules: Deep knowledge of LD (Lending), AA (Arrangement Architecture), CO (Collateral), LIM (Loan IQ Migration). Customizations: Write/enhance Temenos BASIC routines for business logic. Integrations: Work with Payment Hubs, Credit Bureaus, Rating Agencies. Troubleshooting: Debug batch job failures, accounting mismatches, and COB issues
  • Conducting a business requirement study and suggesting best practice methodologies to satisfy end user requirements and implement an efficient solution.
  • Co-ordinate with Vendors, IT and Business for implementation of initiative, process and systems. Carry out post implementation review of the system, suggest modifications based on user feedback.
  • All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line Manager
Competencies/SkillsEducation
  • Minimum, Bachelor Degree in IT / Business
Work Experience
  • Minimum 6-8 years in Information Technology
  • Must have hands on techno functional experience on implementing Temenos Transact Assets Lending Product lifecycle management
  • Experience in Project Management methodology like Waterfall, Agile and hands-on experience on tools like Jira, BMC, MS-project etc.

Dubai Islamic Bank